Long Description Join Us in Becoming the Best Bank in the World!! We appoint energized and motivated people for their potential and continuously look for talented, driven individuals to help us innovate and evolve. That is why we focus on finding the right people for the right jobs. We love what we do because we focus on making a positive difference for our clients and employees.

Who We Are We are a bank, but we’re much more than that. We believe that banking is about enabling people to control their financial lives through banking that is simplified, accessible, affordable and delivered through personal experience. By helping our clients manage their financial lives better, we enable them to live better.

Why Choose Us At Capitec, we offer our best by living up to our CEO values in every situation – we always put the Client first, act with Energy and take Ownership. And to support people in being their best, our Employee Value Proposition offers every value to all team members through cohesive teams, growth opportunities as well as employee benefits and savings.

About The Role The position offers incredible learning opportunities with no two days being the same. On paper, the job spec includes the following:

• Provide Executive level support.
• Business strategy, innovation and problem solving.
• Business efficiency and process optimisation
• Identify, analyze, and source relationship- and partnering opportunities.

We like to refer to the role as internal consultants, where our “clients” are the executive members of Capitec Business. To illustrate what your role entails in practical terms, consider the following examples of recent initiatives our team has undertaken. We devised an incentive scheme model for the Business Bank sales staff, including the implementation, measurement, and refinement thereof. We are actively involved in writing strategy documents and business plans for new projects or optimizing existing ones. We also construct financial models to assess the impact of our proposals. From time-to-time we conduct due diligence audits on key clients, aiding Credit decision-making. We perform company valuations on potential M&A targets, competitor analyses and property valuations when required. On top of that, we also attend and minute all Business Bank exco meetings to ensure we understand the bank’s strategic direction. In summary, the most compelling aspect of this job is the opportunity to make significant contributions to the bank that directly affect the lives of SMEs. You will strategize and solve problems like a consultant and witness the implementation of your ideas. You will delve into the numbers without the monotony of a typical finance role. Lastly, you will gain insight into the thought processes and operations of the executives at South Africa’s largest bank by client numbers.

Our Ideal Candidate Has

• Honours degree
• 5 years relevant experience including 2 years at a Management Consulting form.
• If CA(SA), we need you to have 2 years post article experience. Articles ideally completed at big 4 audit firms, banks or large listed organizations.
• Proven experience in the development of new business cases/concepts/ideas
• Proven experience in stakeholder engagement up to Executive level

If you are interested in being part of this dynamic team, on a mission to build the best bank in the world through unlocking the potential of its people, please apply. We would love to hear from you! Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

Purpose Statement To contribute towards the enhancement of Business Banking’s business and strategic capability through:

• Interpreting business strategy and determining innovative solutions that will support strategy implementation.
• Identifying areas of business efficiency and design, and work with relevant stakeholders to implement solutions and achieve business excellence
• Identifying, enabling and maintaining strategic partnership opportunities with external organisations that will enhance Capitec’ business offering.
• Supporting Business Bank Executives with strategic focus, work delivery and problem-solving

Qualifications (Minimum)

• Honours Degree in Commerce or Business Management

Qualifications (Ideal Or Preferred)

• Qualified Chartered Accountant (CA)

Knowledge Minimum

• Understanding of Financial Services products and services
• Commercial business knowledge
• ‘Start up’ type techniques and processes
• Applying innovative and creative concepts into a practical commercial environment
• Business research techniques and models
• Strong Excel, Word, PowerPoint and Outlook capabilities
• Basic understanding of relevant legislation
• Data and analytics

Ideal

• In-depth industry knowledge, specifically in relation to developments (banking of the future, as well as opportunities directly or indirectly related to banking)Knowledge of advanced financial modelling skills and methods

Skills

• Interpersonal & Relationship management Skills
• Management skills
• Problem solving skills
• Researching skills
• Strategic Thinking Skills

Conditions of Employment

• Clear criminal and credit record